Finternet: The Future of Finance Explained Like You’re 10 (Well, Almost!)
- December 10, 2024
- by
- Nishant
At the recently concluded Global Fintech Fest in Mumbai, Nandan Nilekani introduced an exciting new concept: Finternet. This revolutionary idea could transform the financial world, making it more efficient and user-centric. By leveraging cutting-edge technology, Finternet envisions a future where financial institutions, users, and businesses operate seamlessly, allowing users to control how their financial instruments interact for maximum benefit.
While it may sound futuristic or even far-fetched today, remember how the Unified Payments Interface (UPI), Account Aggregator (AA), and Beckn Protocol (powering ONDC) started. Each of these took years to become...
Human Error or Design Faults
- December 07, 2024
- by
- Nishant
We’ve all been there—frustrated by a bad outcome, whether as a victim or a culprit of poor design. But have you noticed how our reactions differ based on the perceived fault?
When a machine fails, we dive into root cause analysis—hardware glitches, software bugs, or design flaws—and work to fix them. Yet, when humans are involved, we often default to blame: “They should have been more careful” or “How could they not understand?” Rarely do we ask if the design itself set them up to fail.
Dan Norman, the godfather of Design...
